SBA Loansin Columbus

Government-backed funding for Columbus businesses

SBA 7(a), 504 and Express loans for Central Ohio owners — the longest terms and lowest rates in commercial lending, accessed through a network of SBA Preferred banks active in the Columbus market.

Up to $5,000,000
25-year amortization on real estate
10% down on acquisitions

From 8.25% APR

Apply Now (614) 391-2101

Soft credit pull only 24-hour decisions OH-licensed partners

Program Memo

SBA Loans for Columbus businesses

Columbus businesses use SBA financing for two situations that almost nothing else solves cleanly: buying the real estate they currently lease, and acquiring a competitor or retiring owner's book of business. SBA 7(a) and 504 programs combine 10% to 15% down, terms up to 25 years on real estate, and rates pegged to Prime - so the monthly payment usually beats whatever the seller's note would have looked like.

The catch is paperwork. SBA applications want three years of tax returns, current interim financials, a personal financial statement for every 20%-plus owner, debt schedules and a clear use-of-funds memo. Whitfield Credit routes the file to the SBA Preferred Lender in our network most likely to approve your specific profile. Dublin dental practices, Pearl restaurant groups, Columbus East Port aerospace tenants and Westside legacy operators each have different best-fit banks.

Every Whitfield Credit application runs through Ohio-licensed lending partners — one soft credit pull, side-by-side offers, no fee until close.

Coverage · SBA Loans

SBA Loans by Columbus neighborhood

Open a page tailored to your specific neighborhood or adjacent community.

Related Money Pillars

Other money programs

Pre-qualify · 60 seconds

SBA Loans.Apply in 60 seconds.

Apply Now Call the desk