Medical Practice Loansin Columbus

Medical Practice Loans for Columbus businesses

Medical practice financing - for primary care, specialty practices, surgery centers and clinics - follows a clear playbook: specialty practice-lending banks beat general SBA processing on speed, terms and approval rates. Columbus providers acquiring a practice, expanding a second location or purchasing the real estate they currently lease should start at a specialty desk.

Common Columbus use cases: physician buying into a Dublin partnership (loan to the individual against future distributions), group acquiring a competing practice (cash flow loan against combined collections), and clinic purchasing equipment for imaging or in-office procedures. Each has a different best-fit lender. The wrong product choice costs 100-200 basis points and 30 days of underwriting.

Surgery centers and ASCs have their own lender pool because the revenue model and equipment intensity are different from a standard medical practice. SBA 7(a) can work for smaller surgical groups; larger centers typically pull from commercial bank specialty desks. Whitfield Credit routes based on practice type, ownership structure and specific use of funds.

Every Whitfield Credit application runs through Ohio-licensed lending partners — one soft credit pull, side-by-side offers, no fee until close.

Other industry programs

• 01

  Trucking Business Loans

  Owner-operators to mid-size fleets
• 02

  Restaurant Loans

  Fit-out, expansion and equipment
• 03

  Dental Practice Loans

  Equipment, expansion & acquisition
• 04

  Construction Business Loans

  Ground-up, renovation and equipment
• 05

  Manufacturing & Industrial Loans

  Production lines, tooling and industrial equipment
• 06

  Hotel Loans

  Acquisition, PIP renovation & refinance